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Babcock & Helliwell is proud to offer its clients the highest-quality insurance products and services. Integrity and trust are important to us. With this is mind, we help our clients evaluate which insurance company is right for them based on coverage needs, affordability, service requirements, and financial stability — not on our compensation. We receive compensation through fees and commissions that are paid by clients and/or insurance companies. In most cases, our commission is a percentage of the premium that is collected by the insurer — and paid to us by the insurer. In addition, we may receive some non-guaranteed contingent commissions from insurance companies. These commissions are based on premium volume, profitability, or other factors related to agreements that we have with insurance companies.

Policyholders have trusted us with their insurance needs for over 100 years, and we take our obligation to safeguard and secure personal information very seriously. We are committed to the highest level of integrity in all of our dealings with our clients, employees and service partners. This commitment extends to any personal information about our customers that we might possess or acquire. We are committed to respecting personal privacy, and safeguarding individual record confidentiality and system security. Accordingly, Babcock & Helliwell adheres to the following Privacy Guidelines and Principles:

-- Babcock & Helliwell strives to maintain the accuracy of customer information and will promptly respond to any questions or concerns customers may raise with respect to the accuracy of such customers personal information.

-- Babcock & Helliwell employees are responsible for the protection of customer information, and each employee with access to personal customer information is responsible for compliance with our privacy policies and procedures.

-- We expect all of our service partners and service providers to adhere to high ethical standards as to the confidentiality of personal information.

-- We only use personal information in compliance with applicable law.

Babcock & Helliwell may collect contact data and other similar information (i.e., a persons name, business and/or home telephone numbers, and business mailing and email address) of its customers and prospects and may use and share that data in its internal systems. These systems permit our employees to access and process such data solely for the purposes of customer fulfillment, business administration, business reporting, statistical analysis and marketing of products and services. We may share the business contact data with insurance companies and third-party service providers acting on Babcock & Helliwell’s behalf. It is possible that these companies may be located in countries where data protection laws are not comparable. Babcock & Helliwell does not otherwise sell, publish or transfer that data.