Personal Insurance

Buying insurance can be confusing. At Babcock & Helliwell, we eliminate the guesswork. First, we take the time to carefully analyze your insurance needs. Then we recommend the right policies and options at the best price from one of the excellent, financially sound insurance companies we represent.

• AUTOMOBILE — From the family sedan to high-value vehicles, we’ll protect you and your automobile from unexpected expenses due to an accident, vandalism, or theft. We also offer coverage for young drivers.

• HOMEOWNERS’ INSURANCE — For most people, their home is their most valuable asset, and protecting it properly with insurance is a must. Whether they’re insuring a primary residence, waterfront property, or a condominium … Rhode Islanders have relied on Babcock & Helliwell for the right insurance product, the right limits, and the best price for over one hundred years.

• FLOOD INSURANCE – Flood damage is not covered under standard insurance policies. We have the expertise to handle this special exposure.

• INVESTMENT PROPERTY — As you would expect from South County’s premiere insurance agency, we’re experts at insuring rental property and second homes.

• PERSONAL UMBRELLA LIABILITY — The risk of being sued if you accidentally injure someone or damage his or her property becomes greater every year. That’s why we recommend an “Umbrella” policy — $1 million and higher limits, over and above your primary policies, are available. 

• WATERCRAFT — From motorboats to sailboats to yachts, get peace of mind knowing that you’re protected legally and financially if your boat is involved in an accident or is damaged by fire, theft, vandalism, wind, hail, or other weather-related occurrences.

• HIGH VALUE PROPERTY – We have access to specialty programs designed for the unique needs of owners of homes over $1 million, including coastal locations.

Babcock & Helliwell has offered New Englanders a full range of personal insurance products for over 100 years … and we back each policy with excellent service. Call us today for a no-obligation quote.